सुप्रीम कोर्ट का फैसला : सभी पेंशनभोगियों की जानकारी के लिए
23 October 2022
सुप्रीम कोर्ट का फैसला : सभी पेंशनभोगियों की जानकारी के लिए
24 April 2022
Open Latter to PMO by Senior Citizen : ₹17676.00 हर महीने व्याज की राशि का भुगतान किया जा रहा
Open Latter to PMO by Senior Citizen : ₹17676.00 हर महीने व्याज की राशि का भुगतान किया जा रहा
पीएम कार्यालय को सम्मान के साथ खुला पत्र।
💥 मैं एक वरिष्ठ नागरिक हूं और 01अगस्त 2012 को 5 साल के लिए एक राष्ट्रीयकृत बैंक में ₹20 लाख रुपये जमा किया था।
👉🏻 मुझे ₹17676.00 हर महीने व्याज की राशि का भुगतान किया जा रहा था,जो आर्थिक रूप से चिंता मुक्त जीवन जीने में सक्षम था।
👉 परिपक्वता तारीख पर जब बैंक ने राशि का पुनर्निवेश किया तो अब मुझे केवल ₹ 10416 व्याज मिल रहा है अर्थात ₹7260/ प्रति माह कम मिल रहा है। जो पिछले रिटर्न पर 40% कम के हिसाब से भुगतान किया जा रहा है।
👉 क्या आप मुझे सलाह दे सकते हैं कि मुझे यह नुकसान क्यों उठाना चाहिए या अपनी दवाईयां ,आटा , दाल,सब्जी, फल, दूध आदि का सेवन त्याग देना चाहिए?
👉 2014 में सत्ता संभालने के बाद वरिष्ठ नागरिकों के लिए अभी तक कुछ नहीं किया गया और न कोई सुविधाएं दी गई। लेकिन 2014 में जो मौजूद था उसे भी वापस ले लिया गया ।
👉 वर्ष 2014 की कीमत पर मुद्रास्फीति की वजह से कोई भी वस्तु या सेवा उपलब्ध नहीं है।
👉 हां, आप मुद्रास्फीति और सूचकांकों के आंकड़े लाने में सक्षम रहे हैं, लेकिन वास्तविक कीमतों पर नहीं।
👉दैनिक जीवन की आवश्यक वस्तुएँ आटा, दाल, चावल, नमक, बेसन, प्याज, टमाटर, साग सब्जी आदि वस्तुओं को ठीक से वरिष्ठ नागरिक इस्तेमाल करने का साहस भी नहीं कर पा रहा है।
👉 मुझे पता है कि आपके पास इन मुद्दों के लिए जवाब हैं जैसे बैंकों में जमा/ अग्रिम पर ब्याज,मांग और आपूर्ति पर निर्भर है। कृषि उत्पादों के मौसम के साथ दैनिक उपयोग की वस्तुओं की कीमतें बदलती रहती हैं।
👉 लेकिन कीमतों के सीधे ऊपर की ओर तेजी से बढ़ने को ,इन कारणों से उचित नहीं ठहराया जा सकता है।
👉🏻 यदि सरकार उद्योगों को सस्ता क्रेडिट प्रदान करना चाहती है, जरुर करे। परंतु वरिष्ठों की जमा के व्याज की कीमत पर नहीं होना चाहिए।
👉🏻 बैंक NPA के ज्वालामुखी पर बैठे हैं और सभी अच्छे पैसे खराब पैसे के लिए डायवर्ट किए जा रहे हैं।
👉🏻लेकिन क्या यह सरकार का कर्तव्य नहीं है कि वह वरिष्ठ नागरिकों को सम्मानजनक जीवन जीने में सक्षम करे जिन्होंने अपने स्वर्णिम जिंदगी के हजारों दिन/30-40 साल देश की सेवा में विभिन्न संगठनों में काम करके व्यतीत किया हो?
6 February 2021
I am 67 years old pensioner now should I submit my ITR still and till when ?
Question : I am 67 years old pensioner now should I submit my ITR still and till when ?
Answer : As per the Government of India Latest Budget any Pensioners need to fill ITR till He or She become 75 year old .
After 75 Year no need to fill ITR and your Pension would be Tax free .
In First Budget of 2021 Government announce this relief to 75 Year Old Pensioners .
4 February 2021
Shri Gurmukh Singh President NCR forum for joint fight in EPS matter
Dear Pensioners,
Attn: Shri Gurmukh Singh President NCR
Countdown has began for next hearing- preliminary submission in SC on 25-2-2021.
It is right time rather high time that all pettetioners in SC come together form a common platform or united forum for joint fight in EPS matter.
Why United forum?Because issue is common, interest is common & goal is common.
Further stakes are very high & we can not take chance
United forum among other things will discuss,debate to identify the best legal brain, eminent lawyer to match AG in SC
Different Eminent Lawyer can be considered who will be equal match & can counter effectively AG
It is do or die situation ( Karo ya Maro)
This is very important as entire fate of pensioners will depend upon out come of SC hearing on 25th Feb
Thanks to Shri Kohli Sir for providing valuable inputs through RTI. We need to use these data,info circulars, orders etc for getting justice for pensioners in SC
Earlier,attempts were made to form coordination committee, the same needs to be done once again
What can be done now?
NCR can arrange a meeting or webinar to discuss various aspects including identifying Sr Advocate for next hearing in SC on 25-2-2021
Final decision to be taken after consultation & opinion from AOR of NCR
Money or Legal fee should not be constraint for hiring best legal brain of India who will get us justice( enhanced Pension) from SC
Any adverse or negative remarks of SC, may affect chances& pensioners may loose once for all
Please do the needful on priority
Sudhir Nanjangud
Ex-ONGC Mumbai
1 February 2021
Good News for पेंशनर्स : Pension पाने वाले Senior Citizens को नहीं भरना होगा Tax
Good News for Pensioners : Pension पाने वाले Senior Citizens को नहीं भरना होगा Tax
एक नजर:(Highlights )
- टैक्स कंप्लायंस बढ़ाने के लिए सुधार करेंगे
- 75 साल से ज्यादा उम्र वालों पर कोई टैक्स नहीं
- 75 साल से ज्यादा उम्र वरिष्ठ नागरिकों को टैक्स रिटर्न नहीं भरना होगा
- 75 साल से ज्यादा उम्र वाले पेंशनधारकों पर टैक्स नहीं
- 3 साल से पुराने टैक्स मामले नहीं खोले जाएंगे
Good & Big News : Budget 2021 for Senior Citizens and Pensioners Big Relief
Good & Big News : Budget 2021 for Senior Citizens and Pensioners Big Relief
5 December 2020
A Call to PM from Sr Citizens 🙏A humble request to Shri Narendra Modi, Prime Minister of India
A call to PM from Sr Citizens 🙏
A humble request to Shri Narendra Modi, Prime Minister of India.
Please, don't trouble the Senior Citizens.
At the outset we wish you success in your endevaours like "Make in India", " Swatch Bharath" "Digital India" etc.....
1. Request you to pay Interest on SCSS (Senior Citizen Savings Scheme) of all nationalised banks atleast to 10 percent at par. Currently it is paid 7.25 percent.
Interest payable quarterly to be paid monthly.
Raise the limit from 15 lacs to 30 lacs.
As senior citizens will be able to get Rs 25000 monthly interest as sustainable income without having to depend on their children for it. Don't deduct tax on this income or request to fill form 15 H etc.
The period of investment should be for 15 years and not five years
as life expectancy is 75 and increasing
Pass a resolution to this scheme that the interest rates should never be reduced but increased to fight inflation.
2. No returns to be filed if the income of an SC is less than five lacs.
If income exceeds 5 lacs you may tax accordingly as they should not be affected by any political weather.
3. Provide medicines to senior citizens on submission of Adhar card, a flat 30 percent reduction in the cost of medicines across the country.
*Similarly for all pathalogy checkups, treatments and operations if any.
Especially dental which has become very expensive.*
Even the medical premiums paid may be reduced accordingly.
After working for three to four decades, where no pension scheme was available, let us have some dignity and live a decent life
We are not asking for the moon.
You may have observed that now a days parents have become a burden to the children and they leave them to fight their own battles.
They are career minded and self centered. Senior Citizens are shy to share this fact as they still regard their children however dire their sufferings may be.
We Senior Citizens have elected you with the hope that you would take care of us but you have left us in the lurch.
Trust you need our votes to continue in power. Further this will be an important criteria for any government coming in future. Beware the mindset is changing and Senior Citizens are cursing from the bottom of their hearts for the present miserable state of affairs.
This is a humble request and hope good sense will prevail upon you and you will implement our suggestions as soon as possible to give relief to senior citizens and end their sleepless nights. We have no intention to offend you, we only want to live in peace and with dignity.
Hope all will agree to this suggestion and keep it in mind before casting their valuable votes rather than living on false promises.
Please forward/share in all groups, friends and relatives, as this gets implemented as soon as possible.
With a hope no governments will meddle with senior citizens in future.
Friends, If you agree please forward this to as many Sr. Citizens group as possible
3 December 2020
सुप्रीम कोर्ट का फैसला Message to All Pensioners सभी पेंशनरों की जानकारी के लिए
सुप्रीम कोर्ट का फैसला Message to All Pensioners सभी पेंशनरों की जानकारी के लिए
10 November 2020
EVERY PENSIONER MUST READ THIS MUMBAI HIGH COURT,LANDMARK JUDGMENT ON PENSION
EVERY PENSIONER MUST READ THIS MUMBAI HIGH COURT, NAGPUR BENCH LANDMARK JUDGMENT ON PENSION.
🌹🌹🌹🌹🌹🌹🌹🌹🌹
_ 20 AUGUST 2020 ON PROTECTION OF PENSIONS OF THE VETERANS🇮🇳🇮🇳🇮🇳
_An excellent message to Society. Hats off to the Nagpur Bench of the Mumbai High Court.
HIGH COURT OF BOMBAY (NAGPUR BENCH) LD-VC-CW-665 OF 2020
Date of Reserving the Judgment: 13th August, 2020
Date of Pronouncing the Judgment: 20th August, 2020
EXTRACTS OF THEJUDGMENT....
14. The Bank is a trustee of the account of the pensioners, like the petitioner, and has no authority in the eyes of law to dispute the entitlement of the pension payable to the employees, other than those in the employment of the Bank. To tamper with such account and effect the recovery of pension without any authority, is nothing but a breach of trust of the petitioner by the Bank. We should not be understood to have said that even where there is technical error in calculation, other than of entitlement, is committed resulting in excess payment, the Bank cannot recover it. We have already held that no such case is made out here.
16. Before parting with this Judgment, we need to remind the Bank that the pension payable to the employees upon superannuation is a ‘property’ under Article 300-A of the Constitution of India and it constitutes a fundamental right to livelihood under Article 21 of the Constitution of India. The deprivation, even a part of this amount, cannot be accepted, except in accordance with and authority of law. Article 41 of the Constitution of India in the Part IV of Directive Principles of State Policy has created an obligation upon the State to recognize a right of public assistance in the case of old age, sickness and disablement. Article 46 therein requires the State to promote with special care the economic interests of the weaker sections of the people. In short, the aforesaid provisions of the directive principles of State policy create an obligation upon the State to enact suitable laws, making the provisions to recognize a right of public assistance, to promote economic interests, to protect the life and property of senior citizens, to treat them with respect and dignity and to give wide publicity to it.
17. Unfortunately, the time has come to tell the Bank that the aging is natural process, which leads to weakening of the body and mind. The productivity, working ability and mobility decreases or paralyzes with growing age. The traditional norms, values and culture in the Indian Society demand to treat the senior citizens with respect, dignity and lay stress on providing security, care and assistance to them. It becomes a part of the human right of the senior citizens
. The senior citizens are the persons who had shouldered the responsibility of building a nation in general and society or community in particular, while in service. Utilizing their experience in the life and working, the strong shoulders are created of young persons to substitute and rest the responsibility upon them, while demitting the office. The bank officials must realize that tomorrow it may be their turn, upon superannuation, to fight for the pension or post-retiral benefits. The thought process, therefore, to be adopted should be of a person in a situation like the petitioner. The respect, dignity, care, sensitivity,
assistance and security would automatically follow.
18. We have, however, seen and can take judicial note of the fact that the security of the senior citizens always remain in peril. We have seen the senior citizens anxiously waiting for credit of the pension amount in their account and standing in a queue for withdrawal. Once the amount is withdrawn personally either from the Bank or from the ATM, a serious threat starts posing to the life from the watchdogs roaming around involved in pick-pocketing and stealing. We have actually seen the old aged persons – men and women, counting the currency with cramping hands and trying to secure the amount at some hidden place in the body. It is then after waiting in the premises of the Bank and taking stock of the situation and the atmosphere with scared mind and the feeling of insecurity, the escape route and time is chosen to reach to their destination safely. It is a high time for the Banks to create a separate cell and to device a method to provide personal service through the men of confidence, at the door-step to the old aged, disabled and sick persons who are the senior citizens. They have to be treated with respect and dignity. The sensitivity to the problems of the senior citizens need to be addressed. The mechanism for immediate redressal of grievance needs to be provided. The officers having a degree or master’s degree in Social Work or Psychology, who can be in personal touch with and genuinely understand and redress the grievances or complaints of the senior citizens, can be appointed.
19. In the result, this petition is allowed and the following order is passed :
(1) The action of therespondent No.3- Bank in deducting an amount of Rs.11,040/- per month with effect from October, 2019 is hereby quashed and set aside.
(2) We direct the respondent No.3- Bank to immediately credit an amount of Rs.3,27,045/-, recovered from the pension account of the petitioner, along with interest at the rate of 18% per annum from the date of recovery of each of the installments, till the date of credit of this amount in the pension account of the petitioner.
(3) The respondent No.3- Bank is restrained from recovering any amount from the pension payable to the petitioner on the basis of the action, which we have quashed and set aside.
(4) We direct the respondent No.3- Bank to pay the compensation of Rs.50,000/- to the petitioner and credit the said amount in the pension account of the petitioner within a period of eight days from today, failing which the additional costs of Rs.1,000/- for each day’s delay will have to be paid.
(5) We direct the Registry of this Court to forward the copies of this Judgment to the Centralized Processing Pension Centres of all the Nationalized Banks and also to the Reserve Bank of India and the Chief Secretary, Government of Maharashtra, to consider the question of constitution of separate cell and release of appropriate guidelines so as to attain the constitutional goal of providing respect, dignity, care, sensitivity, assistance and security to all the pension account holders in banks 🙏
1 October 2020
Bank Pensioners Latest News : Forum of Bank Pensioner Activists A Big Question